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North Bergen car insurance premiums average $2,374 annually – making it the fifth most expensive city in the state for car insurance, according to one source.
The high price of car ownership
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The website ValuePenguin recently posted an article asking the question, “Which cities have the cheapest car insurance in New Jersey?”
In case you’re wondering, North Bergen is not among them. In fact, according to the list, North Bergen ranks fifth among cities with the most expensive car insurance in New Jersey.
As the priciest city in Hudson County for auto insurance, North Bergen averages $2,374 per driver. That’s 19.8 percent above the state average of $1,982 in New Jersey’s largest cities.
What it means for residents
“The average is just one data point that consumers should be aware of,” said Ting Pen, co-founder of ValuePenguin. “The average is not necessarily indicative of what you will pay.”
According to the ValuePenguin site, “Your actual rates will depend on various factors such as your own driving history, the amount of liability protection you need, where you live and garage your car, the type of car you drive, the annual mileage and usage of the car.”
In addition, not all companies weigh factors the same. “It’s the Wild West out there,” said Pen of the competitive landscape among insurers.
North Bergen car insurance premiums average $2,374 annually – making it the fifth most expensive city in the state for car insurance, according to one source.
Read more: The high price of car ownership
